What is an SMSF?

A Self-Managed Super Fund (SMSF) is a private superannuation fund that you manage yourself, giving you direct control over your investment decisions and retirement planning. Unlike retail or industry super funds, SMSFs are regulated by the ATO and must comply with strict rules- so getting the right advice is crucial.

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Our SMSF Services

We Offer a complete suite of SMSF Services including

SMSF Established and ATO Resignation

Ongoing compliance and administration

Preparation of annual financial statements and tax returns

Investment strategy reviews and documentation

Pension and transition- to- retirement strategies

SMSF audit coordination

Tax Planning and advice

Why Consider an SMSF?

Full Investment Control & Flexibility
Ability to invest in property, shares, term deposits, and more
Customised investment strategies to match your goals
Potential cost savings for larger balances
Estate planning & family wealth transfer options

How We Support You

Suitability Assessment
Suitability Assessment

We help you determine if an SMSF is right for you

Setup & Registration
Setup & Registration

We manage all paperwork and registrations with the ATO

Ongoing Administration
Ongoing Administration

We handle your fund’s compliance, record- keeping, and repoting

Expert Advice
Expert Advice

Our Team provides ongoing support to keep your SMSF Compliantt & optimised

SMSF Compliance & Administration

Managing an SMSF requires strict adherence to Australian superannuation Laws. We ensure your fund stays compliant by:

  • Preparing and Lodging annual returns
  • Coordinating Independent Audits
  • Maintaining accurate records
  • Providing regular compliance updates and advice
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Why Choose

Universal Business Group?

  • 01

    Experienced SMSF specialists with a strong track record.

  • 02

    Transparent, reasonable fee structure.

  • 03

    Personalised service and ongoing support.

  • 04

    Trusted by Individuals and business owners across WA.

  • 05

    One- Stop Solution for all your accounting, finance, and SMSF Needs.

Frequently Asked Questions

Anyone who is an Australian resident and meets the eligibility criteria can set up an SMSF. Typically, an SMSF can have up to six members, and each member must also be a trustee or a director of the corporate trustee. All trustees must act in the best interest of all members and comply with superannuation laws.

While there is no legal minimum amount, it's generally recommended to have at least $200,000 in superannuation savings to make an SMSF cost-effective compared to traditional super funds. The setup and ongoing costs (compliance, audit, accounting) should be justified by the fund’s potential investment performance.

Yes, your SMSF can invest in property, including residential or commercial real estate, provided it complies with the Sole Purpose Test and investment strategy of the fund. The property must be purchased at arm’s length and cannot be used by fund members or related parties. Loans can be used under strict rules (Limited Recourse Borrowing Arrangements – LRBA).

Ready to take control of your Super?

Contact Universal Business Group today to discuss whether an SMSF is right for you, or to book a consultation with one of our SMSF Specialists

Book a Free SMSF Consultation
Download our SMSF Guide
Have Questions?

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